OUR SERVICES

Your financial needs change over time, from accumulating wealth to planning for retirement to making your money last as long as possible through retirement. One constant, however, is our team’s ability to help you pursue your goals throughout your whole life through the full spectrum of financial services we offer. Below we’ve outlined just some of the areas we specialize in as we work to create your comprehensive financial plan. 

 It’s no secret that retirement planning doesn’t end when you exit the workforce – it continues throughout your retirement years. We specialize in helping clients continue to enjoy the comfortable retirements they deserve with preparation and management that includes income projections, distribution planning, estate and legacy planning, as well as other potential needs such as life insurance and long-term care insurance. Depending on your unique needs and objectives, we may incorporate:

• Accumulation and income-projection modeling. Understanding exactly what you need to retire comfortably and whether your current savings rate will be adequate is critical.
• Distribution planning. Carefully planning – and timing – withdrawals is key to preserving your assets throughout retirement.
• Employer-provided benefits integration. Employer-provided benefits, such as 401(k) and defined benefits plans, often form the core of retirement assets. Understanding how to most effectively integrate these benefits into your overall retirement-income strategy is crucial.

Go more in-depth in matters important when you’re nearing or in retirement.

Because insurance protects you from the unexpected, it plays a crucial role in your comprehensive financial plan. We can provide a wide array of quality insurance alternatives that can offer an important layer of protection for you and your family or your business.

• Build a protective cushion with life insurance
• Preserve your estate with long-term care insurance.
• Combine protection with tax-advantaged growth opportunities with annuities.

 Like other significant times in your life, divorce requires careful planning for a successful navigation of its complexities. As you know, a marital transition can greatly affect you and your family – not only emotionally, but financially. That’s why we’re here, whether you are newly divorced or in the process of one.

Our professionals can guide you through the financial issues of dividing assets and managing taxes, as well as work closely with your other professional advisors. If you don’t have a CPA, attorney or insurance agent in place, we can make referrals with the goal of helping you establish a complete financial planning team to address your needs and assist you in setting realistic, attainable objectives.

There’s no reason to go it alone or make guesses regarding your finances. We’ll serve as trusted, knowledgeable partners in setting a customized course toward your future – giving you an opportunity to move forward with your life.

Please note, changes in tax laws or regulations may occur at any time and could substantially impact your situation. Additionally, you should discuss any tax or legal matters with the appropriate professional.